01
We route to your branch
Your application lands at the branch you picked. A real person reads it — not a queue, not a chatbot.
Become a member
Four steps. About fifteen minutes.
A $5 share is all it takes to become a member-owner. You’ll get voting rights at our annual meeting and your share of our yearly patronage return.
1
Branch
2
Type
3
Products
4
You
Where is home, friend?
Pick your province, then your nearest branch. We’ll route your application to the people who serve that community.
Step 1 of 4
— What happens next —
02
Your rep calls within one business day
Usually faster. They’ll confirm your details and ask what time works for a quick branch visit.
03
You sign the share, and you’re a member
$5 share, ID check, account funded. You’re now a co-owner with voting rights and a share of our patronage return.
The patronage return
Members share the profits.
After operating costs and reserves, every dollar of profit gets returned to members proportional to how much business they did with the credit union that year. In 2025 we returned $8.4M — averaging $205 per household.
Five-year patronage history
2021
$5.6M
$152/hh
2022
$6.4M
$172/hh
2023
$7.2M
$184/hh
2024
$7.9M
$197/hh
2025
$8.4M
$205/hh
